Discover The Different Parts Of Medicare And What They Cover

Part A – Hospital Insurance

Helps cover inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. It’s generally premium-free if you or your spouse paid Medicare taxes for a sufficient amount of time while working.

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Part B – Medical Insurance

Covers certain doctors’ services, outpatient care, medical supplies, and preventive services. Part B typically requires a monthly premium.

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Part C – Medicare Advantage Plans

An all-in-one alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans include Part A, Part B coverage, and sometimes Part D, along with additional benefits not covered by Original Medicare.

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Part D – Prescription Drug Plans

Provides coverage for prescription medications. Offered by private insurance companies approved by Medicare, Part D helps pay for covered prescription drugs and may help protect against higher prescription drug costs in the future.

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Medigap – Medicare Supplement Insurance

A supplemental insurance policy sold by private companies to help pay some out-of-pocket costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.

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